Terms and Conditions


  • Authorized Parties” shall mean agencies appointed  by ICICI Bank for purposes such as event management, creative agency, printers or any other agency.
  • Campaign/Contest shall mean the “Fund Your Own Worth” Campaign of ICICI Bank.
  • Customers” shall mean those individuals who have a banking relationship with ICICI Bank.
  • ICICI Bank” shall mean ICICI Bank Limited, India.
  • Participant” shall mean all the individuals who participate in the Contest by uploading stories of inspirational women.
  • Jury” shall mean the panel of judges who shall provide the Award to the Winners.
  •  Award ” shall mean the trophy given to the Winners in recognition of their Submission.
  • Submission” shall mean the story uploaded by the Participant on the Website and submitted as per these Terms.
  • Terms” / “Contest Rules” shall mean these terms and conditions as applicable to the Contest.
  • Website” shall mean www.fundyourownworth.com
  •  Winner/s” shall mean all those eligible Participants who have been selected by the Jury and are entitled to an Award.


Contest Rules

These Terms are applicable to all the Participants who participate in the Contest. By entering into this Contest, a Participant hereby agrees and accepts the Terms of the Contest.

  • Customers and non customers of ICICI Bank, both can participate in the Contest. 
  • Participants shall be able to participate in the Contest in two ways by following the steps mentioned below:
  • By uploading the entry on the website in accordance with these Terms.
  • By visiting an ICICI Bank branch and sharing the entry with the branch staff.
  • Any Submission including or depicting anything which is foul, indecent, threatening, discriminatory, vulgar, provocative, defamatory, sexually explicit, objectionable or inappropriate or against public policy or public morality, shall lead to disqualification of the Participant at sole discretion of ICICI Bank.
  • The jury will adjudicate the Winners on the basis of the inspirational nature of the story.
  • In the event of a tie, the Submissions will be submitted to the Jury for adjudicating the Winner between the tied entries.
  • Decision of the Jury and ICICI Bank shall be final and binding.
  • Participant understands and agrees that the he/she shall not have any claim against  ICICI Bank, its directors, employees, associates, affiliates, etc., with respect to such use of photo and story submitted for Contest and shall not raise any objection or restriction regarding the use of Participant’s Submission at any time in the future for the purpose of promoting the Contest or the Campaign.
  • Winners will be declared only after validation of the Submission submitted by the Participant.
  • Submissions and original letters of consent must be stored safely till the announcement of Winners.
  • The Participant of the story (whether she/he does it directly on the website or indirectly through our branch staff) hereby confirms that he/she has the necessary permissions/approvals in place to submit the relevant stories; irrespective whether such story is submitted on behalf of Participant and/or any other person. Participant hereby undertakes that such consent is not unreasonably withheld. In case of any claims by any third party arising out of or connected to the submission made by the Participant, the Participant agrees to  indemnify and hold harmless ICICI Bank against any such claims/dispute/complaint.
  • The Participant hereby agrees and represents that the content uploaded is factually correct and genuine.
  • The Participant understands that publishing a Submission is at the sole discretion of ICICI Bank. ICICI Bank shall not be held liable in case any Submission is not uploaded on the ICICI portal and no such communication shall be sent to the Participant informing Participant on the acceptance of submission.
  • ICICI Bank may at any time, at its sole discretion, ask for additional documents in support of the Submission.
  • ICICI Bank shall have the sole discretion regarding the upload of the Submission on the Website and Submissions having any obscenity/foul language/violence/nudity or which are not relevant to the Campaign will be deleted.
  • Submissions for upload at the Website shall be selected at the sole discretion of ICICI Bank.
  • Adding or deleting stories and images on the website and in the campaign is at the sole discretion of ICICI Bank
  • Submissions once submitted cannot be edited. However, they can be deleted by sending an email request to the email id (support@fundyourownworth.com) given on the Website.
  • The data given by the Participant (email ID, name, mobile number) can be used to send promotional communication by ICICI Bank or sending the newsletter subscribed to, by the Participant.
  • This Contest is valid for Customers/non-customers both.
  • Participation in the Contest is on a voluntary basis.
  • The Submissions shall have to be original and the Participant is solely responsible for the same.
  • If there is any IPR infringement claim by any third party, then the Participant  shall have to settle that dispute without any reference to ICICI Bank and shall be responsible for the same. ICICI Bank shall have no liability towards any of the claim that arises in this regard.  
  • Winners shall be sent an intimation via email regarding the same.
  • The Winners shall be called for verification.
  • The period of the Contest is June 15, 2017 to August 15 , 2017, both dates inclusive.
  • The Jury’s decision on the announcement of the Winners would be final and binding.



  • ICICI Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the Award. ICICI Bank shall not be responsible for any postal/courier delays in the delivery of the Awards.
  •  ICICI Bank shall not be responsible for factual accuracy and copyrights of the content provided by the Participant.
  • Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Participant due to provision of the Awards, shall be to the sole account of the Participant.
  • The existence of a dispute, if any, regarding the Award shall not constitute a claim against ICICI Bank.
  • All disputes shall be governed by Indian Laws and are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  • The Contest is not available wherever prohibited and or Awards for which such offers cannot be made available for any reason whatsoever.
  • ICICI Bank reserves the right to modify/change all or any of the terms applicable to the Contest without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Contest without assigning any reasons or without any prior intimation whatsoever.
  • The participation in the Contest shall be deemed to be acceptance of all the terms and conditions governing the Contest.



The Submission, in its entirety, must be an original material made by the Contest Participants. By entering the Contest, participant represents, acknowledges, and warrants that the submitted photograph/story does not infringe on the copyrights, trademarks, moral rights, rights of privacy / publicity or intellectual property rights of any person or entity, and that no other party has any right, title, claim, or interest in the Submission.



By entering the Contest, all Participants grant an irrevocable, perpetual, worldwide non-exclusive license, to reproduce, distribute, display and create derivative works of the Submission (along with a name credit) in connection with the Contest and promotion of the Contest, in any media now or hereafter known, including, but not limited to: display at a potential exhibition of Winners; publication in magazine or online highlighting entries or Winners of the Contest. Participants consent to the Website doing or omitting to do any act that would otherwise infringe the participant's "moral rights" in their entries. Display or publication of any entry on an Authorised Party's website does not indicate the Participant will be selected as a Winner. Authorised Parties will not be required to pay any additional consideration or seek any additional approval in connection with such use. Additionally, by entering, each Participant grants to Authorised Parties the unrestricted right to use all statements made in connection with the Contest, and pictures or likenesses of Contest participants, or choose not to do so, at their sole discretion. Authorised Parties will not be required to pay any additional consideration or seek any additional approval in connection with such use.

ICICI Bank reserves the right to free reproduction of the Submission submitted by the Participants in all media, but only in connection with this Contest.

The Participant hereby acknowledges and agrees that ICICI Bank shall use the submitted entries in online and offline communication / events related to the Contest.



Participants agree that personal data, especially name and address, may be processed, shared and otherwise used for the purposes and within the context of the Contest and any other purposes outlined in these clauses The data may also be used by ICICI Bank in order to verify the Participant's identity, postal address, and telephone number or to otherwise verify the Participant's eligibility to participate in the Contest.


  • The Jury  shall base their decisions to select Winners on the inspirational nature of the story. ________
  • In the event of a tie, the tied entries will be re-submitted to the Jury for a re-judging between the tied entries alone.
  • The Winner of the Contest shall win Awards which shall  be communicated to the Winners through online communication or will be posted on the Website_as per the Award terms and conditions mentioned below. Decisions of the Jury  shall be final and binding.


  • The Awards are non-transferable.
  • Non-compliance or return of award notification as undeliverable, whether by regular mail or by e-mail, may result in disqualification and selection of an alternate potential Winner.
  • No substitutions or exchange of the Award, other than what is detailed in the communication sent to the winner shall be allowed.
  • All images / visuals of the Award in the communications are indicative only.
  • Please refer to section X for the terms and conditions of the participation prizes



The Participant has the right to obtain a copy of processed personal information and data held by ICICI Bank about the Participant. The Participant  also has the right to ask ICICI Bank to update and correct any out-of-date or incorrect personal information that ICICI Bank holds about the Participant. If the Participant  would like to obtain a copy of his/her personal information, he/she is required to notify ICICI Bank of any inaccuracies in the information ICICI Bank holds about the Participant, or if the Participant has any queries concerning ICICI Bank’s data protection and privacy policy,
please visit support@fundyourownworth.com


ICICI Bank may share the information of the Participant that ICICI Bank collects, among ICICI Bank‘s affiliated companies at home and abroad including ICICI Bank’s  partners, joint ventures and with any future owners of the Website.

ICICI Bank may from time to time employ other companies and individuals to carry out functions on ICICI Bank’s behalf including delivering services, sending mail, providing marketing assistance, analysing data, providing customer service and for accounting and invoicing purposes. In order to carry out their functions these companies and individuals may require access to the Participant’s personal information but ICICI Bank shall only disclose such relevant personal information as is needed by them to perform their functions.

Where requested to do so, ICICI Bank may co-operate with any court, tribunal, regulatory body, police authority or other similar authority in any investigations or proceedings concerning the Participant or the Participant’s use of the Website. This may include disclosing information about communications transmitted via the services to the authorities where required.

Whilst we take measures to safeguard the personal information that the Participant provides to ICICI Bank, no transmission over the Internet can ever be guaranteed secure. Consequently, please note that ICICI Bank does not guarantee the security of any personal information that the Participant transfers to ICICI Bank over the Internet.



ICICI Bank reserves the right to make changes to this privacy policy without prior notice. The Participant should continue to check this privacy policy for updates and amendments, as the Participant shall be deemed to have accepted any changes if the Participant continues to use the Website after they have been posted.


  • ICICI Bank collects and processes the following information about the Participant:
    • The information provided by the Participant on registration, such as the Participant’s registered email-id with ICICI Bank and registered mobile number with ICICI Bank.
    • The information provided by the Participant’s registration, such as the Participant’s  email-id with ICICI Bank and mobile number provided to ICICI Bank.
    • Information ICICI Bank learns about the Participant from the Participant’s use of the Website and content and services offered by ICICI Bank.
    • Information which the Participant provides when giving ICICI Bank feedback and content.
  • Jury reserves the right to select the Winners in the Contest. In case there is no painting/ drawing entry which is matching the minimum expectation in accordance to programme standards, the Jury  can decide not to select any Winner from that particular category.



ICICI Bank uses personal information collected from the Customer/Participant for the following purposes:

  • To provide ICICI Bank’s content and services.
  • To improve and personalize programme Website, content and services.
  • To research ICICI Bank’s Website, content and services.
  • To ensure that the services and content are relevant to the Participant.
  • To deliver and provide the Participant with ICICI Bank’s content or services.
  • To verify the Participant’s ID and Submission.
  • To carry out auditing, research and analysis in order to maintain, protect and enhance the content or the services ICICI Bank provides.

ICICI Bank may also monitor the Participant’s usage of the programme Website, and content or services the Participant receives, requests or provides when using the Website for the purposes of quality control.


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